Getting Qualified
The three basic requirements to qualify are:

Income:
Buyer's can income qualify themselves by just knowing what is comfortable in a monthly payment.

Credit
Knowing what is on your credit report will help to credit qualify. To credit qualify the lender will look at your credit report.

Property
The property must qualify for the loan type.

Getting qualified for a loan is the first step to homeownership and will help make the home buying process a wonderful experience. When looking at property, knowing what is comfortable for you in a monthly payment, loan type,  property condition, and knowing that you qualify will take some of the stress out of the transaction. Getting qualified can be a very stressful situation for a buyer. Agio Real Estate, Inc. will be there helping you through the process every step of the way.

No matter which lender you work with you will be required to provide the following documents before you can get a pre-qualification letter:

  • Drivers License
  • Social Security Card
  • 2 Months of Your Most Current Bank Statements (and each month until closing)
  • 2 Current Paycheck Stubs (and each paycheck stub until closing)
  • Past 2 Year Current W-2's (if applicable)
  • Past 2 Year Current 1099's (if applicable)
  • Complete Copy of Your Tax Returns for the Past 2 Years
  • Bankruptcy Papers and Discharge (if applicable)
  • Divorce/Legal Separation Papers (if applicable)
  • DD214 (for Veterans)
  • Certificate of Eligibility (for Veterans)
  • Pension Letter (if applicable)
  • Social Security Award Letter (if applicable)

Based on your individual situation, additional items may be needed. If you are working with a lender and you have not been asked for these items then you are not really qualified. Some of the information given may create some additional questions and/or paperwork. This is a normal part of the process.

Call Agio Real Estate, Inc. for an appointment and let us help you get qualified today!

 

Upcoming Events

December 2017
S M T W T F S
1 2
3 4 5 6 7 8 9
10 11 12 13 14 15 16
17 18 19 20 21 22 23
24 25 26 27 28 29 30
31

Office Hours

3:21

Tuesday
December 12th 2017

We are Open until 5pm today. Please call 760-247-2641 for information.
Get directions to our location.

Click here to view our hours

Translate